According to a January 2005 study by Runzheimer International, the City of Roanoke has the least expensive average annual insurance premium of all cities in the US. Assumptions for this study involving a mid-size sedan driven within a 50-mile radius of the city were: 1) $500 deductible for comprehensive, $500 deductible for collision and $100/$300/$50 bodily injury/property damage ($2,000 Medical and 100/300 Uninsured Motorist).
The lowest five are below:
The highest five rates are below:
City | Rank | Average Annual Premium |
| 1 | $5,162 |
| 2 | $4,142 |
| 3 | $3,482 |
| 4 | $3,225 |
| 5 | $3,127 |